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    Dave ramsey on consolidating college loans

    The burden of student loans is on politicians' minds, too.Last week, President Barack Obama extended a repayment plan option for student loans while Congress argues over how to pay for other loan relief.This is particularly true for grad school borrowers who use unsubsidized Direct loans and Graduate PLUS loans to finance their education.offer benefits and protections that do not transfer to private lenders.This is often the reason that people cite when they say you shouldn’t combine federal and private loans.But before you dismiss the idea of refinancing, you should first take a look to see if any of these benefits apply to you.It's easy to get a federal student loan or even go to the local bank to pay for your education, but doing so hurts both you and the economy in the long run.

    And except for those who can prove the difficult status of "undue hardship" the lender will be paid.

    QUESTION: Sarah in Texas and her husband make ,000 a year and have 9,000 in debt. She got a psychology degree but now she's a stay-at-home mom because she can't get a job.

    They are in the process of inheriting his mother's 0,000 house that has ,000 in liens. ANSWER: If mom’s house sells for 0,000 and you owe ,000, that’s 0,000, which cleans up a bunch of your mess.

    We’ve got you covered with our Student Loan Smarts blog series.

    Our expert tips and hacks will help you save money, pay off loans sooner and stress less about student loan debt.

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