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    A very good article about the credit card number format can be found here: Anatomy of Credit Card Numbers As you can see below I get a lot of feedback about this page.

    Thanks to everyone who stops by to write a note, it is appreciated.

    “Hi, this is Rachel from Card Services calling about your credit card account.

    It appears that you are now eligible for a significantly lower interest rate on your account.

    And the FTC is working hard to stop them — both bringing cases and hosting competitions to develop robocall-blocking technology.Dough Roller receives compensation from some companies issuing financial products, like credit cards and bank accounts, that appear on this site.Unless a post is clearly marked "Sponsored", however, products mentioned in editorial articles and reviews are based on the author's subjective assessment of their value to readers, not compensation.A fake number will work for sites that store credit card information to either charge you later or ask you to upgrade.For sites that ask for an upfront fee or have an automatic charge sometime down the line (Hulu Plus, Netflix, Spotify), this won't work since they ask for more than just a credit card number for validation.As with most credit cards today, Chase uses a tiered pricing structure with this card.This means that the interest rate applied to the Chase Slate depends on the applicant’s credit history and credit score.Information about CVV2 / CVC / etc numbers can be found here: CVV numbers.As you can see these would be very hard to calculate without the bank’s keys.What sets the card apart, however, is that there is no balance transfer fee for balance transfers within the first 60 days of account opening.The card also has no annual fee, so this is as close to free money as you can get.In many cases, these companies charge you for things you could do on your own for free.They might open a new card with a low introductory interest rate, or tell you to take advantage of your credit card company’s existing hardship programs.So, what’s the deal with these calls, and why won’t they stop? The FTC has shut down more than a dozen of these “Card Services” companies — including one this past June and yet another in July. and overseas use the exact same recorded message by Rachel and friends, running a scam to — supposedly — reduce your credit card interest rate. Don’t press 1 to speak to someone — or to be taken off the call list. And never give any of your financial information, like your credit card or bank account numbers. Tell us what happened: visit complaints.or call 1-888-382-1222. If you press “1,” you’re connected to a scammer who will ask for your credit card number and other personal information.

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