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    The 2015 Kentucky General Assembly passed House Bill 8, a new law on domestic violence and interpersonal protective orders that goes into effect Jan. HB 8 revised domestic violence statutes found in KRS 403.715-403.785. For a distribution to be qualified, it must occur at least five years after the Roth IRA owner established and funded his/her first Roth IRA, and the distribution must occur under at least one of the following conditions: For example, if an individual establishes a Roth IRA at ABC Brokerage in 2015 and establishes a second Roth IRA at XYZ Brokerage in 2016, the five-year period that determines a qualified distribution begins in 2015, and the five-year period begins with the first day of the year for which the first contribution is made, which, in this case was January 1, 2015.

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